Terms of Service

1. Who we are and acceptance of these Terms

The Service is operated by Asymmetry Ltd, a company registered in England and Wales. These Terms constitute a legally binding agreement between you and us. By creating an account, accessing, browsing or otherwise using the Service, you confirm that you accept these Terms and that you agree to comply with them. We may ask you to expressly accept these Terms before using certain features.

2. Eligibility

To use the Service you must be at least 18 years old and capable of forming a legally binding contract. By using the Service you represent and warrant that you meet these requirements, that the information you provide is accurate, and that your use of the Service complies with all laws and regulations applicable to you, including those of your country of residence. The Service is not directed at any person in any jurisdiction where its availability would be unlawful or would subject us to any registration requirement.

3. The Service and its limits

The Service applies a fixed, rules-based methodology uniformly across the companies it covers, expressing each company’s position across valuation, emotion and fundamentals, together with a combined asymmetry reading and associated visualisations. Some parts of the Service (for example the market and sector views) are free to view; others require a paid subscription. The Service is provided for general informational and analytical purposes only.

What the Service is not

• It is not a broker, dealer, custodian, investment adviser or investment manager, and it does not execute, arrange, or facilitate transactions in any security.
• It does not provide personal recommendations and does not take account of your individual circumstances, objectives or needs.
• Its scores, signals, colours, rankings and visualisations are derived calculations and not statements of fact, valuations, audits, or predictions of future performance.

Which companies we cover

The Service covers a defined universe of companies and does not cover every listed security. We focus on real, revenue-generating operating businesses. A company may be absent from coverage, or not yet added, for a number of reasons. Typically this is because it does not meet our coverage criteria, which include (but are not limited to):

• a minimum market-capitalisation threshold;
• a minimum revenue threshold;
• sufficient alternative-data signal (for example, public attention and sentiment data) for the algorithm to produce a usable emotion reading;
• sufficient financial history and analyst-estimate coverage to compute the valuation and fundamental scores reliably.

Coverage is applied at our discretion and may change over time. A company being absent is a function of these criteria and is not a judgement about its merits or prospects. If a company you are looking for is not covered and you believe it should be, you can request coverage and we will consider it, though we do not commit to adding any particular company.

4. Not advice; no reliance

Nothing made available through the Service constitutes investment, financial, legal, tax or accounting advice, or a recommendation, offer, inducement or solicitation to buy, sell or hold any security or to adopt any strategy. You are solely responsible for your own decisions. You agree not to rely on the Service as the sole or primary basis for any decision, and you should obtain independent advice from an appropriately authorised and regulated professional before acting. Our full Disclaimer & Risk Warning is incorporated into these Terms by reference.

5. Accounts

Some features require an account. You agree to provide accurate and complete information, to keep it up to date, and to keep your credentials confidential. You are responsible for all activity under your account. You must notify us promptly of any unauthorised use or security breach. We may suspend or terminate accounts that we reasonably believe have been compromised or used in breach of these Terms. You may not share, sell or transfer your account, or allow others to access the Service through your account.

6. Subscriptions, fees and payment

Certain features are offered on a paid subscription basis. Pricing, billing frequency and the features included in each plan are described at the point of purchase. Payments are processed by our payment processor, Stripe; by subscribing you also agree to Stripe’s terms, and you authorise us and Stripe to charge the applicable fees, including any taxes, to your chosen payment method on a recurring basis until you cancel.

• Renewals. Subscriptions renew automatically at the end of each billing period unless cancelled before the renewal date. The renewal charge will be at the then-current price for your plan.
• Free trials. Where a free trial is offered, unless you cancel before the trial ends, your subscription will begin automatically and the applicable fee will be charged. The terms of any trial are stated at sign-up.
• Price changes. We may change prices. We will give you reasonable advance notice of any change affecting your subscription, and changes will take effect at your next renewal. Continued use after a price change takes effect constitutes acceptance.
• Taxes. Fees are exclusive of taxes unless stated otherwise; you are responsible for any applicable taxes.

7. Cancellation and refunds

You may cancel your subscription at any time through your account settings or by contacting us. Cancellation takes effect at the end of your current billing period, and you will retain access until then. Except where required by law (including any statutory right of withdrawal that may apply to consumers), fees already paid are non-refundable, and we do not provide partial refunds for unused portions of a billing period. If you are a consumer in the UK or EU, nothing in these Terms affects your statutory cancellation rights.

8. Acceptable use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

• copy, scrape, harvest, extract, redistribute, resell, sublicense or commercially exploit any part of the Service, its data, scores or outputs, except as expressly permitted;
• use automated means (bots, scrapers, crawlers) to access the Service, or attempt to access it other than through the interfaces we provide;
• reverse engineer, decompile or attempt to derive the underlying methodology, source code, or data sources of the Service, except to the extent this restriction is prohibited by law;
• circumvent, disable or interfere with security, access controls, rate limits, or paywalls, or access content you have not paid for;
• misrepresent the Service’s outputs as personal advice, or republish scores or signals in a way that implies a recommendation or endorsement by us;
• introduce malware, overload or disrupt the Service, or use it to infringe the rights of others or to breach any law or regulation.

9. Intellectual property

The Service, including its methodology, framework, software, design, text, graphics, visualisations, the “Asymmetry” name and branding, and all scores and outputs (other than your own data), are owned by or licensed to us and are protected by intellectual property laws. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Service for your own personal, non-commercial use. No other rights are granted. You retain ownership of any content you submit, and grant us a licence to use it as necessary to provide and improve the Service.

10. Third-party data and services

The Service relies on data and services from third parties. Such data is provided “as is” and may be delayed, incomplete or inaccurate; we do not guarantee it and are not responsible for it. The Service may link to or interoperate with third-party sites and services that we do not control and do not endorse, and your use of them is at your own risk and subject to their terms.

11. Availability and changes to the Service

We may modify, suspend or discontinue any part of the Service at any time, with or without notice. We do not guarantee that the Service will be uninterrupted, error-free, secure, or available at any particular time. We may impose limits on certain features or restrict access without liability. We may update the methodology and outputs; historical scores may be recalculated or restated.

12. Disclaimers of warranty

To the maximum extent permitted by law, the Service is provided “as is” and “as available” without warranties of any kind, whether express, implied or statutory, including implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and any warranties arising from course of dealing or usage. We do not warrant that the Service, its data or its outputs are accurate, complete, reliable, current, or that they will produce any particular result. Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded, including the statutory rights of consumers.

13. Limitation of liability

To the fullest extent permitted by law:

• we will not be liable for any indirect, incidental, special, consequential or exemplary loss, or for any loss of profits, revenue, capital, trading losses, data, goodwill or anticipated savings, arising out of or in connection with the Service or these Terms, whether in contract, tort (including negligence) or otherwise, even if advised of the possibility;
• our total aggregate liability arising out of or in connection with the Service and these Terms in any twelve-month period will not exceed the greater of (a) the total fees you paid to us for the Service in that period, or (b) £100.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded or limited. Because the Service provides only general information and not advice, and because you are responsible for your own decisions, we are not liable for any investment losses or financial outcomes resulting from your use of the Service.

14. Indemnity

You agree to indemnify and hold harmless Asymmetry, its operating company and their respective directors, officers, employees and agents from and against any claims, liabilities, damages, losses and expenses (including reasonable legal fees) arising out of or connected with your breach of these Terms, your misuse of the Service, or your violation of any law or the rights of any third party.

15. Suspension and termination

We may suspend or terminate your access to the Service, with or without notice, if we reasonably believe you have breached these Terms, if required by law, or to protect the Service or other users. You may stop using the Service at any time. On termination, the licence granted to you ends, but any provisions that by their nature should survive (including those on intellectual property, disclaimers, limitation of liability, indemnity and governing law) will continue to apply.

16. Governing law and jurisdiction

These Terms, and any dispute or claim arising out of or in connection with them or the Service (including non-contractual disputes), are governed by the laws of England and Wales. The courts of England and Wales will have exclusive jurisdiction, except that if you are a consumer resident elsewhere in the UK, you may bring proceedings in your home jurisdiction, and nothing affects your mandatory local consumer rights.

17. General

• Changes to these Terms. We may update these Terms from time to time. We will post the current version here with its effective date and, where changes are material, take reasonable steps to notify you. Continued use after changes take effect constitutes acceptance.
• Entire agreement. These Terms, together with the Disclaimer and Privacy Policy, are the entire agreement between you and us regarding the Service.
• Severability. If any provision is found unenforceable, the remaining provisions continue in full force.
• No waiver. Our failure to enforce any provision is not a waiver of it.
• Assignment. You may not assign these Terms without our consent; we may assign them in connection with a reorganisation or sale of our business.
• Third parties. A person who is not a party to these Terms has no rights to enforce them under the Contracts (Rights of Third Parties) Act 1999, except that our group companies and personnel may enforce the disclaimer and liability provisions.

18. Contact

Questions about these Terms can be sent to [email protected].

Read together with our Privacy Policy and Disclaimer & Risk Warning. Questions? Contact [email protected].